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these 3 decisions will change your life. [Naval] Click the link in BI...

The provided transcript is a nonsensical string of words and phrases from multiple languages (Vietnamese, possibly Turkish, Russian, and Korean). It does not contain coherent information about three life-changing decisions, nor does it relate to Naval Ravikant (implied by the title). Therefore, a meaningful summary is impossible. The transcript appears to be gibberish or a random collection of characters.

To create a summary, a coherent and meaningful transcript is required.